This article by FindLaw has valuable information about the concept of fault in an automobile accident. Fault is one of the most important aspects of a successful insurance claim.
In almost all car, bike or motorcycle accidents, it is important to be able to prove who carries the car accident liability. In other words: who made the mistake or was negligent.
It may be obvious to all parties involved who was at fault in an accident, but just saying so is often not enough for insurance companies. You can make a stronger argument to your insurance provider if you can support your side of the story with evidence or “official” support. What follows is a short list of things that can be used to make your argument.
Police Reports
Police do not always come to the scene of an accident, but if they do, the police officer will probably have to make some sort of official police report about the accident. Police officers generally show up to accidents that involve injuries, but they often stop at non-injury accidents as well. If they do show up at your accident, be sure to ask the officer how to get a copy of the police report once it is filed.
Sometimes police officers do not show up to the scene of an accident at all, though. In cities and places where police resources are slim, it is often left up to the parties to the accident to report it to the police station closest to the accident. After filing a police report this way, investigators may pick up your report and conduct their own inquiries. You can obtain copies of these reports in much the same way as mentioned above.
Police reports are really just the written recollections and thoughts of the police officer that studied the accident. These reports often contain great evidence about car accident liability, such as the police officer’s opinion that one car must have been speeding based on the officer’s observations about the length of the skid-marks on the pavement. In addition, police officers will also often indicate whether or not they issued any traffic tickets at the scene of an accident.
No matter how much detail the police report contains, it can be one of the most important pieces of evidence that you present to your can insurance company. Insurance companies may drag their feet about issuing car accident liability reports without first obtaining a copy of the official police report.
Come visit The Crim Law Firm’s Free Accident Report website. We will provide you with a free police accident report for your auto accident and if you choose, we can provide legal advice on the any possible case you may have for damages.
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